Find a Union Writer – James Howard

First Name
Last Name
Twitter Handle
I am a scientist at the Johns Hopkins Applied Physics Laboratory. Previously, I worked for the Board of Governors of the Federal Reserve System as an internal consultant on scientific computing. I have also been a consultant to numerous government agencies, including the Securities and Exchange Commission, the Executive Office of the President, and the United States Department of Homeland Security. I am a passionate educator, teaching mathematics and statistics at the University of Maryland Global Campus since 2010 and have taught public management at Central Michigan University, Penn State, and the University of Baltimore.

I am fortunate to play in everyone else’s backyard. My most recent published scholarship has modeled the population of Earth-orbiting satellites, analyzed the risks of flood insurance, predicted disruptive events, and sought to understand small business cybersecurity. I have written two books on my work and am currently co-editing two more.

In my spare time, I serve Howard County, Maryland, as a member of the Board of Appeals and the Watershed Stewards Academy Advisory Committee of the University of Maryland Extension. Prior volunteer experience includes providing economic advice to the Columbia Association, establishing an alumni association for the College Park Scholars Program at the University of Maryland, and serving on numerous public and private volunteer advisory boards.

# Education
* Ph.D., Public Policy, University of Maryland Baltimore County
* M.S., Environmental Engineering and Science, the Johns Hopkins University
* M.P.A., Public Policy and Administration, University of Baltimore
* B.S., Mathematics, University of Maryland, College Park
* College Park Scholars Citation, International Studies
Image Caption
Work Sample 1 Description
In Socioeconomic Effects of the National Flood Insurance Program, I estimate the net the social benefit of the NFIP for the years 1996 through 2010, including the estimated consumer surplus for flood insurance using historical financial and survey data available from the NFIP. Using this estimate and other components of net social benefits, this analysis derives a sufficient statistic for the insurance component of the NFIP and is joined with other estimates of the benefits of the FMA to estimate the net social benefits of the combined program. A supplemental analysis is done using different income weighting scenarios in a distributionally weighted benefit-cost analysis. Finally, this study includes an analysis of the change in government revenue attributable to the NFIP and FMA programs. Sensitivity analysis is conducted on all results. Presented through each component of the analysis are models usable by others for extending and revising the analysis, or applying to other programs.
Work Sample 2 Description
Floodwaters continue to rise, so it will be days if not weeks before we can calculate the final costs, both in terms of life and property. But regardless, many will be turning to the federal government’s National Flood Insurance Program (NFIP) for help – it’s the only way to insure a property against damage from flooding. Unfortunately, it’s broke – and its very nature encourages development that makes each flood more damaging than the last.
Work Sample 3 Description
Last summer, a debate over the historically ho-hum Export-Import Bank of the United States (aka Ex-Im Bank) simmered over and went mainstream as a growing chorus of Republicans and many companies demanded its dismantling.

Like many government agencies, the Ex-Im Bank – which provides financing for exports of American goods and services – requires reauthorization every so often. And during the 2014 debate to do just that, some major US businesses petitioned Congress to terminate the bank, while others fought fiercely to preserve it.